What’s your Vulnerability Index?

Canadian writer Peter Watts says TD bank has something called a Vulnerability Index, which it uses to figure out how much it can manipulate employees. Well, I imagine all companies have such a thing. But I don’t think it’s normally policy.

This is not just a piece of banker’s slang. This is an honest-to-god numerical index that TD calculates for every one of its employees; it is used to determine how egregiously they can afford to fuck their people over. There is a list, with a series of check boxes. If you have children, you get a check. If you have a mortgage, you get a check. (If you have a mortgage with the Toronto Dominion Bank, you get a whole lot of checks.) The greater the number of check marks, the more tightly TD has you by the balls.

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